Pendulum Associates S.A. de R.L

Cotizador de inmuebles a paquetes
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Pendulum organizes Financial Education conference for its staff members
"Time Out, Transcending the Experience"

It was promoted both within and outside of the company to help keep its personnel up-to-date on a variety of subjects related to financial matters or topics of general interest, such as etiquette, protocol, business, personal image, and nutrition, to name a few.

These talks can be shared by our own Associates or by external guest speakers who are experts in the field.

In August, earlier this year, we organized for our Associates a workshop on Basic Financial Education taught by Enrique Valencia González, a financial Education Instructor from BBVA – Bancomer Mr. González used his knowledge and experience to direct the conversation in an effort to foster a savings and credit culture.

The workshop was divided into two main topics: savings and credit.

During the first part of the presentation, he spoke about savings as one of the key elements to achieve future economic stability. "Savings is not an end in itself, but rather a means to obtain something you want or need; it can also be the best tool to face expensive unforeseen circumstances," said the expert.

The specialist closed this workshop by inviting the audience to reflect on how today is the best time to save, emphasizing the use of AFORES (individual retirement accounts) as the most secure option to this end.

"It does not hurt to save."
Enrique Valencia

During the second part of the credit workshop, the financial specialist stressed the importance of knowing how to manage each loan including cars loans, mortgage loans, payroll loans, credit cards and others.

Credit, in Latin creditum loan, sustantive verb of crédere to believe, was described by the specialist as follows: "Credit means obtaining and using money you do not have. When using this system you promise to return the money borrowed, plus an additional fee called interest."