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COMPREHENSIVE PRIVACY NOTICE
CLIENTS
1. GUARANTOR'S IDENTITY AND ADDRESS
This privacy notice governs the handling of personal data by Pendulum, S. de R.L. de C.V., as portfolio manager of diverse credit portfolios, awarded rights and real property owned by its clients, hereinafter "Pendulum", with address Av. Paseo de la Reforma 404, Piso 13, Desp. 03., Col. Juarez, 06600, Mexico D.F.; acting as Guarantor, shall process all personal data that concerns it as holder of your personal data, for the purpose of protecting your privacy and your right to informational self-determination, according to the provisions of the Federal Law on the Protection of Personal Data held by Private Individuals (the "LFPDP"), its Regulations and the Guidelines of the Privacy Notice issued by the Department of the Economy (the "Regulations").
2. DEFINITIONS
For the effects of this Notice, the definitions of the terms "Personal Data", "Sensible Personal Data", "Days", "Handling", "Holder of Data", "Guarantor", "Officer", "Transfer", "Remission", "ARCO Rights" – "Right of Access", "Right of Rectification", "Right of Cancellation", "Right of Opposition"; "Cookies", as well as the remaining elements provided for in the applicable legal Regulations.
3. PERSONAL DATA THAT WE COLLECT AND PROCESS
At Pendulum, we collect and process the personal data indicated below:
a) General data
Full name, personal or business e-mail address, Date and place of birth, marital status, nationality, complete home address, personal cell phone number, complete business address, home or business telephone number and signature.
b) Fiscal data
Federal Taxpayer Register Code and Folio and fiscal address.
c) Financial and proprietary data
Income level and income source, credit behavior, personal and business references, bank accounts, bank account key, etc.
d) Sensible personal data
At Pendulum we do not collect or process your sensible personal data unless you decide to provide us with same in order to be able to offer you more advice regarding our products and services, in which case we will request that you grant us your express consent.
e) Personal data from public access sources received via permitted transfers
Data originating from public registers, directories, social networks and other legal sources available on the market as well as personal data that has been shared with us by individuals who have not granted us previous authorization.
f) Third party personal data
Identification and contact data, including name, business telephone and/or cell phone number and e-mail, for use in requesting your personal and business references including information on your history and behavior of payments, credits business references or other information of equal or similar nature.
g) Personal data collected using automatic data collection tools on Pendulum Websites
Data on the type of browser you utilize, the language you use, identification methods of the session with our Websites, passwords for access to the Pendulum Website, access times, IP address, browser type and operative system of the computer or device you used to access the Pendulum Website and the interaction with our e-mails and Websites.
h) Personal data that form part of an automated decision-making process
Pendulum does not process your personal data in automated decision-making processes without intervention of the evaluation of physical persons.
i) Personal data originating from social networks
Pendulum may collect and process personal data and information that you have shared on social networks (such as Facebook®, Twitter®, Linkedin®, among others), including information of "public" nature you have shared such as photographs, names, videos and comments, according to the provisions of the terms and conditions of use and the policies and declarations of said networks.
j) Personal data of relatives and/or other economic dependents
Identification and contact information of relatives, dependents, beneficiaries or co-workers such as their full name, telephone number and/or e-mail.
The aforementioned personal data allow us to provide you with our services and fulfill our contractual, administrative, fiscal, civil and/or commercial obligations. The collection of personal data is carried out through: i) voluntary and direct disclosure of your information through our printed formats; ii) voluntary disclosure of personal information and data in personal or telephone interviews with our authorized personnel; iii) as well as through voluntary and direct disclosure of your information through dialogue windows on our Websites or through the use of e-mails and iv) use of public access sources and other sources available on the market.
The personal data described in the previous paragraphs may consist of distinct document in printed or digital format, such as copies of your: valid official identification (voter identification card, passport, immigration document or driver's license), Federal Taxpayer Register identification card, marriage certificate (where appropriate), proof of address (where appropriate), account statements (where appropriate) and proof of public records.
4. PURPOSES
At Pendulum, we process your personal data for the purpose of carrying out the activities and actions focused on fulfillment of the obligations derived from any legal and commercial relationship we establish with you for the purpose of provision of our services and that we consider primary purposes, which include but are not limited to:
1. Allow access to our facilities;
2. Manage our clients' information for the purpose of maintaining our databases up to date;
3. Manage a commercial relationship with our clients;
4. Accredit your identity and verify the information you provide us with;
5. Integrate files and generate your online profile;
6. Schedule appointments with our representatives;
7. Formalize the transactional process with clients through the signing of conducive contracts or agreements;
8. Process your payments through distinct payment methods derived from your contract or agreement;
9. Elaborate and present your account statements;
10. Manage the collection process personally or via telephone, or printed or electronic means;
11. Allow the processing, administration and security of your personal data;
12. Maintain physical, electronic and procedural safeguards of your personal data in terms of applicable legislation and regulation and
13. Fulfill applicable legal requirements in civil, commercial, administrative and fiscal terms.
14. Purchase or sale of real property owned by Pendulum or its clients, for which Pendulum has the power or right to negotiate or commercialize.
15. Transfers, sale or commercialization of credit rights, litigation rights, awarded rights or any other personal or property rights of Pendulum or its clients, for which Pendulum has the power or right to negotiate or commercialize.
In addition, we will process your personal data for other secondary purposes that do not give rise to and are not necessary for the legal and commercial relationship that we establish with you, which include:
1) Attend your request for information on our products and services;
2) Provide services related to portfolio management;
3) Apply conventional penalties in the event of non-compliance of your contract or agreement;
4) Receive notifications regarding problems with Pendulum Websites;
5) Provide Customer Service for Clients;
6) Manage your obligation compliance history;
7) Address your comments, suggestions, complaints and clarifications;
8) Manage communications containing advertising, notices, messages, news, event invitations and meetings, personally or via telephone or through printed or electronic means for the purposes of advertising, promotions, commercial research or marketing, unless you expressly declare you do not with to receive them;
9) Provide online services;
10) Perform market and consumer studies in an aim to offer you personalized products and services, as well as advertising and other contents more suited to your needs;
11) Evaluate the quality of our products and services through diverse instruments including satisfaction surveys and opinion polls;
12) Instrument activities geared toward promoting, maintaining and improving our products and services, and
13) Administer contract guarantees and, where appropriate, execute them.
5. CONSENT
For the purposes of the provisions of the Regulations, you hereby declare: i) that Pendulum has provided you with this Notice prior to the collection and/or processing of your personal data, ii) that you have read, understood and agreed to the terms exposed in this Notice for the collection and processing of your property, financial and/or sensible data, due to which, in the event you include them you will write and sign your name at the foot of this document, or manifest your consent via the dialogue windows enabled on our website. The aforementioned, set forth in articles 8 and 9 of the LFPDP, as well as in articles 11, 12, 14, 15, 16 of the Regulations, sin detriment to the cases of exception foreseen in articles 10 and 37 of the LFPDP that authorize us to process your personal data and transfer them in order to comply with our obligations in legal or contractual terms, or by virtue of the present and/or future legal relationship that we have with you.
For the collection, processing and transfer of your personal data other than financial, property or sensible data, you will grant us your silent consent in the terms of this Notice by showing no objection or opposition to its content within 48 hours after it is made available to you through distinct media, including the publication on our Website.
6. TRANSFERS
For the purpose of fulfilling the obligations derived from the legal relationship we have established with you through the corresponding contract or agreement, we may share your personal data with third parties within the country, with whom we have signed contracts or agreements for the acquisition, purchase of transfer of credits, transfer or legal rights or any other right and purchase and sale of movable or immovable property. Third party recipient of your personal data are or will be obliged, by virtue of the corresponding contract or agreement, to maintain the confidentiality of the personal data provided by Pendulum and adhere to this Notice. Pendulum may transfer your personal data to the companies indicated in the following table.
Third party Recipient | Purposes of the transfer | National or international transfer | Consent Requirement |
---|---|---|---|
Parties interested in the purchase of a credit portfolio, purchase of litigation rights, purchase of awarded rights or any other right or purchase of movable or immovable property. | Acquisition of a loan portfolio, litigation portfolio, grantee portfolio or purchase and sale of movable or immovable property. | National | Regulation No.: Art. 37 Section VII of the LFPDP. |
7. PROCEDURE FOR EXERCISING ARCO RIGHTS AND WITHDRAWAL OF CONSENT.
You have the right at all times to access, rectify and cancel your personal data, as well as oppose the processing or revoke your consent regarding the processing of same for determined purposes - including secondary purposes- that you have previously authorized, directly or through your legal representative. If you decide to do this directly, you may edit your profile online or present the corresponding request utilizing the formats we will provide for you on our Website or via e-mail, containing the information and documentation indicated below:
1. Your full name, addressor other means such as your e-mail to send the response to your request;
2. Documents that accredit your identity - a printed or electronic copy of your voter identification card, passport or FM-3, if applicable, or where appropriate, that of your legal representative - a printed or electronic copy of the power of attorney with your signature and that of two witnesses and of the legal representative, with their corresponding official identification - voter identification card, passport or FM-3);
3. Clear and precise declaration of the personal data in regarding which you seek to exercise any of the ARCO rights; and
4. Any other element or document that facilitates the localization of your personal data.
In the case of requests for access to personal data, Pendulum will deliver your information via electronic means upon accreditation of your identity or that of your legal representative, as appropriate.
In the case of requests for rectification of personal data, you must also indicate the modifications to be made and provide the documentation that sustains your request.
Pendulum will respond within a maximum period of twenty days, beginning on the day of receipt of your request for access, rectification, cancellation or opposition, in light of determinations, to the effect that if it proceeds, it takes effect within fifteen days after the date on which you are notified of the response. In all cases, the response from Pendulum shall be sent via the same means by which you sent us your request or, where appropriate, another means we mutually agree upon. The aforementioned periods may be extended one time only for a period of equal length, if and when the circumstances of the case so justify, according to the provisions of the LFPDP.
The delivery of personal data will be free of charge, you must solely cover the justified shipment expenses and the cost of copies or other formats. In the event that you repeat a request within a two month period, you must cover all corresponding costs in terms of the LFPDP, unless substantial modifications exist in the privacy notice that justify new consultations.
For the reception, attention and response regarding requests to exercise your ARCO rights and other rights provided for in the LFPDP, we put you in contact with our Privacy Officer, who you may contact in our offices indicated in section 8, or via our Website or e-mail.
In case the information provided in your request is erroneous or insufficient, or does not include the corresponding accreditation documents, we may request that you provide the necessary elements or documents for processing of same, within five days after the reception of your request. You will have ten days to meet this requirement, beginning on the day after we notify you. If you do not respond within said period, the corresponding request will be deemed not to have been filed.
8. PRIVACY OFFICER.
For any questions you may have in regard to the protection of your personal data, contact our Pendulum Privacy Officer in our offices located at Av. Paseo de la Reforma 404, Piso 13, Desp. 03., Col. Juárez, 06600, México D.F., Telephone: +52 (55) 10 84 35 00 Ext. ; Fax: +52 (55) 10 84 35 35 or via e-mail to: protecciondedatos@pendulum.com.mx.
9. LIMITATION OF USE AND DISCLOSURE OF INFORMATION
Pendulum will store your personal data duringthe period required to process the commercial or legal relationship with you, and maintain the records required by the LFPDP, its Regulations and valid civil, commercial, fiscal and administrative legislation.
The personal data collected by Pendulum are protected by adequate administrative, technical and physical measures against damage, loss, alteration and destruction or unauthorized use, access or processing, in accordance with the provisions of the LFPDP and its Regulations.
To limit the use and disclosure of your personal data, send an e-mail to protecciondedatos@pendulum.com.mx containing your request
Child protection and protection of persons in the state of interdiction or the disabled: Pendulum does not collect or process personal data of children, persons in the state of interdiction or the disabled, unless they have been provided by their parents, legal guardian or legal representative, as applicable. If Pendulum deems that the personal data have been provided by a child or a person in the state of interdiction or disabled, in violation of this Notice, we will proceed to eliminate said personal data as soon as possible. If you have knowledge of that such personal data has been provided by a child under 18 years of age or by a person in the state of interdiction or disabled, please notify us via e-mail at: protecciondedatos@pendulum.com.mx.
Collection of data via browsing Pendulum Websites
Pendulum may collect personal data through its Website or via the use of automatic data collection tools. Cookies are among the automatic data collection tools utilized by Pendulum.
Use of Cookies.- The proper functioning of the Pendulum Websites require enabling of "cookies" in your Internet browser. "Cookies" are small data files transferred by the Website to your computer or cell phone's hard drive when you browse our Websites. In the majority of browsers, cookies are automatically accepted in virtue of their predetermined configuration, and you may adjust the preferences of your browser to accept or reject cookies. Deactivation of cookies may disable diverse functions of Pendulum Websites or permit them from displaying correctly. In the event you wish to eliminate cookies, you may delete the file at the end of each browser session.
These cookies may be disabled. Consult the following link or e-mail to see how to do this:
•Internet Explorer: http://windows.microsoft.com/es-MX/windows-vista/Block-or-allow-cookies
•Google Chrome: http://support.google.com/chrome/bin/answer.py?hl=es&hlrm=en&answer=95647
10. CHANGES IN THE NOTICE.
Pendulum reserves the right to update this Notice for the purpose of reflecting the changes in our data protection practices derived from our continuous improvement process, as well as the legal, regulatory and administrative changes that it deems fit. We invite you to periodically review the content of the Privacy Notice on our Website, where we will publish all changes together with the date of the last update.
11. DECLARATION OF CONSENT.
For the purposes of granting your express consent for the processing of your data described in this Privacy Notice, we ask you to please sign this document and send it to your Privacy Officer, or click on Accept in the corresponding section of the dialog window of our Website.
I hereby grant my express consent for the collection, processing, transfer and utilization of the personal data described in this Privacy Notice.
THIS CONFIDENTIALITY AGREEMENT IS ENTERED INTO BY AND BETWEEN PENDULUM, A VARIABLE CAPITAL LIMITED LIABILITY COMPANY, HEREINAFTER CALLED THE COMPANY AND , HEREINAFTER CALLED THE INVESTOR, PURSUANT TO THE FOLLOWING RECITALS AND CLAUSES:
RECITALS
I. THE COMPANY hereby certifies the following through its legal representative:
a) It is a business corporation duly incorporated and existing under Mexican law.
b) It has agreed to grant THE INVESTOR access to the CONFIDENTIAL INFORMATION described in Clause Two this Agreement.
d) THE COMPANY is located at Avenida Paseo de la Reforma # 404, Piso 13, Desp. 03., Colonia Juárez, 06600 Mexico, D.F.
II. THE INVESTOR hereby states:
a) That it is an individual/business corporation duly incorporated and existing under Mexican law.
b) It agrees to submit and be bound by the terms of this Agreement.
c) Its address is:
III. The Parties hereby state the following:
a) They mutually acknowledge each other’s legal capacity, and hereby consent to submit to the terms of this instrument pursuant to the following:
CLAUSES
ONE. HEADINGS. The headings and subheadings contained herein are inserted for convenience only and in no way define or affect the meaning or interpretation of any of the provisions contained herein.
TWO. CONFIDENTIAL INFORMATION. THE INVESTOR shall not, either on its own behalf or acting through a third party, disclose, communicate, disseminate, distribute, store, amend or use all or part of the CONFIDENTIAL INFORMATION for any purpose other than the purposes stipulated in this Agreement, without THE COMPANY’S prior written consent.
For the purposes of this Agreement, CONFIDENTIAL INFORMATION, which shall not be disclosed to third parties under any circumstances unless previously approved in writing by THE COMPANY, shall mean the following:
Notwithstanding the foregoing, THE COMPANY may grant its content for THE INVESTOR to disclose any information treated as confidential under this clause to third parties. However, this consent must be made explicitly, beforehand and in writing, and granted by those persons duly authorized to do so.
THREE. OBLIGATIONS OF THE PARTIES. THE COMPANY shall grant THE INVESTOR access to its CONFIDENTIAL INFORMATION. On the other hand,THE INVESTOR agrees to obtain this information under the terms and conditions stipulated herein.
For the purposes of this Agreement, CONFIDENTIAL INFORMATION shall mean all information stated in the clause above, whether contained in a magnetic, digital or written media, verbally expressed or provided by any other tangible or intangible media, and all other information brought to the attention of THE INVESTOR verbally, visually or in writing.
Notwithstanding the foregoing, THE COMPANY reserves the right to classify all of the information it delivers to THE INVESTOR as CONFIDENTIAL INFORMATION when given on this understanding, which must be treated as such from the time the former takes possession of such.
FOUR. PURPOSES. THE INVESTOR hereby agrees to use THE COMPANY’S information for no other purpose than to review, assess and consult the credit portfolios provided thereto and/or any related real properties, those held directly or indirectly by THE COMPANY or which it participates in, to enter into a future final commercial agreement.
FIVE. THE SECRET. THE INVESTOR hereby agrees to maintain the confidentiality of all of the CONFIDENTIAL INFORMATION it receives from THE COMPANY as secret data, and to refrain from disseminating it to third parties other than any of its directors, employees, attorneys and consultants who need to know this information for the purposes authorized in Clause Four of this Agreement.
Accordingly, THE INVESTOR agrees to sign a confidentiality agreement with the above-mentioned directors, employees, attorneys and consultants under the same terms binding THE INVESTOR in by this Agreement, prior to granting the above parties’ access to CONFIDENTIAL INFORMATION.
THE INVESTOR shall also take all security measures and precautions deemed necessary and appropriate to maintain secrecy of the CONFIDENTIAL INFORMATION owned by THE COMPANY or its clients, including information handled by its staff members.
THE INVESTOR further agrees to keep its IT systems completely safe and secure and under its control to make sure that no one other that its directors, employees, attorneys, and consultants can access any information obtained from THE COMPANY or its clients.
Lastly, THE INVESTOR is bound to professional secrecy, and binds itself to keep from misappropriating the CONFIDENTIAL INFORMATION or employing it fraudulently, in bad faith, or with the intention of causing injury or harm to THE COMPANY or its clients.
SIX. DISCLOSURE OF CONFIDENTIAL INFORMATION. THE INVESTOR hereby agrees that it will not forward CONFIDENTIAL INFORMATION to any person that is not a party to this Agreement unless it obtains the prior and due written authorization from THE COMPANY to this end.
If THE INVESTOR, is legally bound to forward the CONFIDENTIAL INFORMATION, it must notify THE COMPANY in writing under the terms of subsection e) of Clause Ten of this Agreement.
SEVEN. OWNERSHIP OF INFORMATION. THE INVESTOR hereby accepts that the CONFIDENTIAL INFORMATION that it receives from THE COMPANY is and shall continue to be the property of the latter, and that it shall use this information exclusively in the manner and for the purposes authorized in Clause Four of this Agreement, with the understanding that this Agreement does not explicitly or implicitly grant any intellectual property rights to THE INVESTOR over the CONFIDENTIAL INFORMATION.
EIGHT. SUSPICION OF BREACH. If THE COMPANY has good reason to believe that all or part of the CONFIDENTIAL INFORMATION provided to THE INVESTOR has been disclosed, the latter shall allow the former to conduct a thorough investigation to determine whether it was at fault for the disclosure or if it was caused by any of its directors, employees, attorneys or consultants.
During its investigation, THE COMPANY shall determine whether THE INVESTOR failed to fulfill its obligations established in this Agreement, regardless of whether such a breach is related to the information disclosed, for the purposes of accountability of the latter.
NINE. VIOLATION OF CONTRACT. THE INVESTOR shall be liable for all damages and lost profits caused to THE COMPANY resulting from its failure to fulfill the provisions contained in this Agreement, thereby agreeing to compensate THE COMPANY and its clients for the damages caused, without prejudice to the right of THE COMPANY or its clients to file criminal or civil proceedings against THE INVESTOR, its representatives, consultants or personnel related thereto as a result of such breach.
Notwithstanding THE INVESTOR’S liability described above for damages and lost profits, both parties agree that in the event of breach of any of the obligations contained herein, THE COMPANY or its clients may jointly claim liquidation of damages equal to a percentage of the total UPB or total debt of the loans contained in the CONFIDENTIAL INFORMATION, based on the number of loans provided to THE INVESTOR in accordance with the following table:
PERCENTAGE | LOANS |
---|---|
10% | 1-10 |
20% | 11-20 |
30% | 21-30 |
40% | 31-40 |
50% | 50-60 |
60% | 61-70 |
70% | 71-80 |
80% | 81 or more |
TEN. EXCEPTIONS. Notwithstanding the terms set forth in this Agreement, THE INVESTOR may disclose the CONFIDENTIAL INFORMATION on the following grounds:
With relation to the premise mentioned in subsection d), THE INVESTOR shall immediately notify THE COMPANY in writing of the demand being made so that both Parties can agree to an appropriate response.
ELEVEN. AMENDMENTS. Any amendment to this Agreement and any novation, covenant or agreement made between the parties about this Agreement, shall only be valid if it is certified in writing and duly signed by both Parties.
TWELVE. TERM AND TERMINATION. This Agreement shall take effect for an undetermined period of time upon its signature. However, it may be terminated by either party by way of written notice that must be delivered with return receipt requested at least 10 (ten) business days in advance.
THIRTEEN. EFFECTS OF TERMINATION. All CONFIDENTIAL INFORMATION delivered to THE INVESTOR by THE COMPANY must be returned to the latter or destroyed where appropriate in the preVENnce of an authorized representative thereof, within ten (10) business days following the termination of this Agreement.
THE INVESTOR’S obligations regarding the CONFIDENTIAL INFORMATION described in this Agreement shall survive for five (5) years following its termination.
FOURTEEN. PRIOR AGREEMENTS. This Agreement represents the whole agreement between the Parties in relation to the CONFIDENTIAL INFORMATION and, therefore, replaces all previous verbal or written agreement that may have existed between the Parties.
FIFTEEN. PROHIBITION OF ASSIGNMENT. Neither party may assign its rights and obligations derived from this Agreement to third parties.
SIXTEEN. JURISDICTION. For all matters related to the interpretation, fulfillment and execution of this Agreement, the parties expressly submit to the jurisdiction of the Competent courts and applicable laws of Mexico, Federal District, thus waiving their right to invoke any other applicable jurisdiction by reason of their current or future domiciles, or for any other reason.
Having read this Agreement and being fully aware of its content and legal scope, the parties hereby sign two copies of this Agreement, one for each, in Mexico, Federal District, on .
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El presente aviso de privacidad rige el tratamiento de los datos personales por parte de CSCK 12 MEXCO I, S. de R.L. de C.V., en adelante 'CSCK 12 MEXCO I', con domicilio en en Blvd. Manuel Ávila Camacho #36 Piso 10 y 12, Lomas de Chapultepec, 1a Sección Miguel Hidalgo, Distrito Federal México, C.P. 11000, en su carácter de Responsable, tratarán los datos personales que le conciernen como titular de sus datos personales, a efecto de proteger su privacidad y su derecho a la autodeterminación informativa, según lo previsto en la Ley Federal de Protección de Datos Personales en Posesión de los Particulares (la 'LFPDP'), su Reglamento y los Lineamientos del Aviso de Privacidad emitidos por la Secretaría de Economía (los 'Ordenamientos').
Para efectos del presente Aviso, las definiciones de los términos "Datos Personales", "Datos Personales Sensibles", "Días", "Tratamiento", "Titular de los Datos", "Responsable", "Encargado", "Transferencia", "Remisión", "Derechos ARCO", "Derecho de Acceso", "Derecho de Rectificación", "Derecho de Cancelación", "Derecho de Oposición"; "Cookies", así como de los demás elementos previstos en el Aviso tendrán el mismo significado que el atribuido en los Ordenamientos legales aplicables.
En "CSCK 12 MEXCO I" recolectamos y procesamos los datos personales que a continuación se indican:
Los datos personales referidos con anterioridad nos permitirán prestarte nuestros servicios, así como cumplir con nuestras obligaciones contractuales, administrativas, fiscales, civiles y/o mercantiles. La recolección de los datos personales se lleva a cabo mediante: i) el suministro voluntario y directo de tu información a través de nuestros formatos impresos; ii) el suministro voluntario de información y datos personales en entrevistas presenciales o telefónicas con nuestro personal autorizado; iii) así como a través del suministro voluntario y directo de tu información a través de las ventanas de diálogo de nuestros sitios Web o mediante el uso de correos electrónicos, y iv) la utilización de fuentes de acceso público y de otras fuentes disponibles en el mercado.
Los datos personales descritos en los párrafos anteriores pueden constar en distintos documentos en formato impreso o digital, tales como copias de su: identificación oficial vigente (credencial de elector, pasaporte, documento migratorio o licencia de conducir), cédula de identificación del Registro Federal de Contribuyentes, acta de matrimonio (en su caso), comprobantes de domicilio (en su caso) y estados de cuenta (en su caso), constancia de registros públicos, entre otros.
En "CSCK 12 MEXCO I" tratamos sus datos personales con el objeto de llevar a cabo las actividades y gestiones enfocadas a dar cumplimiento a las obligaciones originadas y derivadas de cualquier relación jurídica y comercial que establezcamos con Usted, en virtud de la prestación de nuestros servicios y que consideramos finalidades primarias, que incluyen:
Adicionalmente, trataremos sus datos personales para otras finalidades secundarias, que no dan origen ni son necesarias para la relación jurídica y comercial que establezcamos contigo, que incluyen:
Para efectos de lo dispuesto en los Ordenamientos, por este conducto manifiestas: i) que el presente Aviso le ha sido dado a conocer por "CSCK 12 MEXCO I" previamente a la recolección y/o tratamiento de sus datos personales, ii) que has leído, entendido y acordado los términos expuestos en este Aviso para la recolección y tratamiento de sus datos patrimoniales, financieros y/o sensibles, por lo que, en caso de suministrarlos incluirá de manera autógrafa su nombre y firma al calce del presente documento, o bien, manifestarás su consentimiento a través de las ventanas de diálogo habilitadas en nuestros sitios Web. Lo anterior, con fundamento en los artículo 8 y 9 de la LFPDP, así como de los artículos 11, 12, 14, 15, 16 del Reglamento, sin menoscabo de los casos de excepción previstos en los artículos 10 y 37 de la LFPDP que nos facultan para tratar sus datos personales y transferirlos para poder cumplir con nuestras obligaciones reciprocas en términos legales, contractuales, o por virtud de la relación jurídica, presente y/o futura que tenemos o que tengamos con Usted.
Para la recolección, tratamiento y transferencia de sus datos personales, que no sean financieros, patrimoniales ni sensibles, nos proporcionará su consentimiento tácito en los términos del presente Aviso al no objetar u oponerse a su contenido dentro de las siguientes 48 horas siguientes de que fue puesto a su disposición por los diferentes medios, incluida la publicación en nuestro sitio Web.
Con el objeto de dar cumplimiento a las obligaciones derivadas de la relación jurídica que tenemos establecida con Usted a través del contrato o convenio correspondiente, podremos compartir sus datos personales con Terceros en territorio nacional, con quienes celebremos contratos o convenios para la adquisición, compra o cesión de su crédito, cancelaciones de gravámenes o para la realización de trámites administrativos. Los terceros receptores de sus datos personales, están o estarán obligados por virtud del contrato o convenio correspondiente, a mantener la confidencialidad de los datos personales suministrados por "CSCK 12 MEXCO I" y a observar el presente Aviso. "CSCK 12 MEXCO I" podrá transferir sus datos personales a las empresas que se indican en la siguiente tabla.
Tercero Receptor | Finalidades de la transferencia | Transferencia nacional o internacional | Requerimiento de Consentimiento |
---|---|---|---|
Interesados en la compra de cartera de crédito | Adquisición de cartera crediticia. | Nacional | No. Fundamento: Art. 37 Fracción VII de la LFPDP. |
Notarios Públicos y/o Fedatarios Públicos | Liberación de gravamenes. | Nacional | No. Fundamento: Art. 37 Fracción VII de la LFPDP. |
En todo momento tiene el derecho de acceder, rectificar y cancelar sus datos personales, así como a oponerse al tratamiento de los mismos o a revocar su consentimiento respecto del tratamiento para determinadas finalidades (incluyendo las secundarias) que en su momento hubieses autorizado, sea de manera directa o través de su representante legal, debidamente acreditado. Si decide hacerlo de manera directa, puede editar su perfil en línea, o presentar la solicitud correspondiente utilizando los formatos que pondremos a tu disposición en nuestro sitio Web o vía email, con la información y documentación que a continuación se indica:
Tratándose de solicitudes de acceso a datos personales, "CSCK 12 MEXCO I" con la entrega de su información, vía medios electrónicos, previa acreditación de su identidad o la de su representante legal, según corresponda.
En el caso de las solicitudes de rectificación de datos personales, también deberás indicar las modificaciones a realizarse y aportar la documentación que sustente tu petición.
"CSCK 12 MEXCO I" te responderá en un plazo máximo de veinte días, contados desde la fecha en que reciba tu solicitud de acceso, rectificación, cancelación u oposición, la determinación que adopte, a efecto de que, si resulta procedente, se haga efectiva dentro de los quince días siguientes a la fecha en que te comunique su respuesta. En todos los casos, la respuesta de "CSCK 12 MEXCO I" le será dada por la misma vía por la que nos haya presentado tu solicitud, o en su caso, por cualquier otro medio acordado Usted. Los plazos antes referidos podrán ser ampliados una sola vez por un período igual, siempre y cuando así lo justifiquen las circunstancias del caso, según lo previsto en la LFPDP.
La entrega de los datos personales será gratuita, solamente le corresponderá cubrir los gastos justificados de envío o el costo de reproducción en copias u otros formatos. En el caso de que reitere una solicitud en un período menor a doce meses, deberás cubrir los costos correspondientes en términos de la LFPDP, a menos que existan modificaciones sustanciales al aviso de privacidad que motiven nuevas consultas.
Para la recepción, registro, atención y respuesta de las solicitudes para ejercer sus derechos ARCO y los demás derechos previstos en la LFPDP, ponemos a tu disposición al Oficial de Privacidad, el cual podrás contactar en nuestras oficinas que se indican en el apartado 8, o bien, a través de nuestro sitio Web, o vía correo electrónico descritos en mismo apartado.
En caso de que la información proporcionada en su solicitud sea errónea o insuficiente, o bien, no se acompañen los documentos de acreditación correspondientes, podremos solicitarle, dentro de los cinco días siguientes a la recepción de su solicitud, que aporte los elementos o documentos necesarios para dar trámite a la misma. Contará con diez días para atender nuestro requerimiento, contados a partir del día siguiente en que lo hayas recibido. De no dar respuesta en dicho plazo, se tendrá por no presentada la solicitud correspondiente.
Para cualquier consulta que tenga en torno a la protección de tus datos personales, sírvete contactar a nuestro Oficial de Privacidad de "CSCK 12 MEXCO I" en nuestras oficinas ubicadas en Av. Paseo de la Reforma 404, Piso 13, Desp. 03., Colonia Juárez, México D.F., Teléfono: +10 84 35 00 Ext. 621; Fax: 10 84 35 35 o vía e-mail a: protecciondedatosCSCK12@pendulum.com.mx
"CSCK 12 MEXCO I" conservará sus datos personales durante el tiempo que sea necesario para gestionar la relación comercial o jurídica con Usted, así como para mantener los registros que exigen la LFPDP, su Reglamento, la legislación civil, mercantil, fiscal y administrativa vigente.
Los datos personales recolectados por "CSCK 12 MEXCO I" se encuentran protegidos por medidas de seguridad administrativas, técnicas y físicas adecuadas contra el daño, pérdida, alteración, destrucción o uso, acceso o tratamiento no autorizados, de conformidad con lo dispuesto en la LFPDP y su Reglamento.
Para limitar el uso y divulgación de tus datos personales, sírvete enviar un correo electrónico a protecciondedatosCSCK12@pendulum.com.mx comunicándonos tu solicitud.
Protección a menores, personas en estado de interdicción o incapacidad: "CSCK 12 MEXCO I" no recolecta ni trata datos personales de menores, personas en estado de interdicción o incapaces, a menos que hayan sido proporcionados por alguno de sus padres, su tutor o representante legal, según corresponda. En caso de que "CSCK 12 MEXCO I" considere que los datos personales han sido proporcionados por un menor, una persona incapaz o en estado de interdicción, en contravención al presente Aviso, procederemos a eliminar tales datos personales a la brevedad. Si tiene conocimiento que tales datos personales han sido proporcionados por un menor de 18 años, o por una persona incapaz o en estado de interdicción, por favor envíanos un correo electrónico a: protecciondedatosCSCK12@pendulum.com.mx
Recolección de datos al navegar en los sitios Web de www.pendulum.com.mx
"CSCK 12 MEXCO I" puede recabar datos personales a través de su sitio Web, o mediante el uso de herramientas de captura automática de datos. Dentro de las herramientas de captura automática de datos utilizadas por "CSCK 12 MEXCO I" se encuentran las cookies.
Uso de Cookies.- El correcto funcionamiento de los sitios Web de "CSCK 12 MEXCO I" requieren de la habilitación de "cookies" en tu navegador de Internet. Las "cookies" son pequeños archivos de datos transferidos por el sitio Web al disco duro de tu computadora o dispositivo móvil cuando navegas por nuestros sitios Web. En la mayoría de los navegadores las cookies se aceptan automáticamente en virtud de su configuración predeterminada, tu puedes ajustar las preferencias de tu navegador para aceptar o rechazar las cookies. La desactivación de las cookies puede inhabilitar diversas funciones de los sitios Web de "CSCK 12 MEXCO I" o que no se muestren correctamente. En caso de que prefieras eliminar las cookies, puedes eliminar el archivo al final de cada sesión del explorador.
Estas cookies pueden ser deshabilitadas. Para conocer cómo hacerlo, puedes consultar el siguiente vínculo o dirección electrónica:
Podrás ejercer tus derechos de acceso, rectificación, cancelación y oposición al tratamiento de tus datos, así como a revocar tu consentimiento sobre el tratamiento de tus datos, limitar su uso y divulgación a través de los medios que nuestro Oficial de Privacidad pone a su disposición en el aviso de privacidad integral disponible en pendulum.com.mx
"CSCK 12 MEXCO I" se reserva el derecho de actualizar el presente Aviso a efecto de reflejar los cambios en nuestras prácticas en materia de protección de datos derivados de nuestro proceso de mejora continua, así como de los cambios legales, reglamentarios y administrativos que tengan lugar. Te invitamos a revisar periódicamente el contenido del Aviso de Privacidad en nuestro sitio Web, en donde publicaremos los cambios realizados conjuntamente con la fecha de la última actualización.
A los efectos de dar tu consentimiento expreso para el tratamiento de datos descrito en este Aviso de Privacidad, te pedimos por favor firmar el presente documento y enviarlo a nuestro Oficial de Privacidad, o bien digitar el botón de Acepto en la sección conducente de la ventana de diálogo de nuestro sitio Web.
Por el presente, doy mi consentimiento expreso para la obtención, procesamiento, tratamiento, transferencia y utilización de los datos personales descritos en el presente Aviso de Privacidad.
Existen errores o falta información requerida para enviar el formulario, por favor verifica antes de continuar.